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Points & Miles

FOR CANADIANS & US TRAVELLERS

Points are not “free travel” if they lead to overspending, confusion, or credit card debt — here’s how to use them strategically instead.

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BEGINNER GUIDES AEROPLAN AMERICAN EXPRESS AVION SEAT REVIEWS TD REWARDS

Beginner Guides

FROM YOUR FIRST CARD TO YOUR FIRST PREMIUM REDEMPTION — START HERE.

  • The Complete Guide to Aeroplan Stopovers: Add a Second Destination for Just 5,000 Points

    The Complete Guide to Aeroplan Stopovers: Add a Second Destination for Just 5,000 Points

    Learn how an Aeroplan stopover works, when to use one, and how I added Switzerland to a Singapore business class trip for 5,000 extra points.

    Read More The Complete Guide to Aeroplan Stopovers: Add a Second Destination for Just 5,000 PointsContinue

  • Canadian Credit Card Welcome Bonuses: How They Actually Work

    Canadian Credit Card Welcome Bonuses: How They Actually Work

    Learn how a credit card signup bonus works in Canada, how to meet minimum spend requirements, and how to choose a welcome bonus that fits your travel goals.

    Read More Canadian Credit Card Welcome Bonuses: How They Actually WorkContinue

  • Aeroplan Partners: Which Airlines You Can Book With Points

    Aeroplan Partners: Which Airlines You Can Book With Points

    See which Aeroplan partners you can book with points, which airline partners are worth it, and how to use your points for better premium flights.

    Read More Aeroplan Partners: Which Airlines You Can Book With PointsContinue

  • RBC Avion to Avios (British Airways) Transfer: How to Convert Points and Book Premium Flights

    RBC Avion to Avios (British Airways) Transfer: How to Convert Points and Book Premium Flights

    Learn how to transfer Avion to Avios, when to wait for a 30 percent bonus, and how to book Qatar Airways business and first class with points.

    Read More RBC Avion to Avios (British Airways) Transfer: How to Convert Points and Book Premium FlightsContinue

  • Air Miles vs Aeroplan: Blue Rewards Compared

    Air Miles vs Aeroplan: Blue Rewards Compared

    Air Miles vs Aeroplan explained honestly for Canadians. Learn which program is better for passive discounts, premium flights, and long-term travel rewards.

    Read More Air Miles vs Aeroplan: Blue Rewards ComparedContinue

Seat Reviews

REAL REVIEWS OF THE SEATS AND CABINS I’VE ACTUALLY FLOWN ON POINTS.

  • SWISS Airlines Business Class Review: Is the 777-300ER Worth It? (Zurich to Singapore)

    SWISS Airlines Business Class Review: Is the 777-300ER Worth It? (Zurich to Singapore)

    My Swiss Air business class review from Zurich to Singapore, including the 777 seat, food, lounge, service, and Aeroplan points value.

    Read More SWISS Airlines Business Class Review: Is the 777-300ER Worth It? (Zurich to Singapore)Continue

Aeroplan

STRATEGY, PARTNERS, STOPOVERS AND HOW TO MAXIMIZE YOUR AEROPLAN POINTS.

  • Aeroplan vs. Avion: Which Program Fits Your Goals?

    Most Canadians who earn travel rewards end up confused between Aeroplan and Avion. Both programs claim to be Canada’s best…

    Read More Aeroplan vs. Avion: Which Program Fits Your Goals?Continue

  • Aeroplan Taxes and Fees: What Are You Actually Paying For?

    Aeroplan taxes and fees on an award ticket are made up of two things: government and airport taxes, and —…

    Read More Aeroplan Taxes and Fees: What Are You Actually Paying For?Continue

  • How to Earn Aeroplan Points: The System That Works on Autopilot

    Most people spend months dreaming about where they want to go. But they spend almost no time planning how they’ll…

    Read More How to Earn Aeroplan Points: The System That Works on AutopilotContinue

  • How to Use Aeroplan Points for Flights: The F.L.Y. Method for Better Redemptions

    In this article you’ll learn how to use Aeroplan points for flights without wasting them, why the F.L.Y. Method works,…

    Read More How to Use Aeroplan Points for Flights: The F.L.Y. Method for Better RedemptionsContinue

  • Aeroplan Stopover Rules & Requirements 2026: Complete Policy Guide

    Aeroplan stopovers have specific rules and eligibility requirements. Before you book, understand what’s allowed, what isn’t, and how the program…

    Read More Aeroplan Stopover Rules & Requirements 2026: Complete Policy GuideContinue

  • The Complete Guide to Aeroplan Stopovers: Add a Second Destination for Just 5,000 Points

    The Complete Guide to Aeroplan Stopovers: Add a Second Destination for Just 5,000 Points

    Learn how an Aeroplan stopover works, when to use one, and how I added Switzerland to a Singapore business class trip for 5,000 extra points.

    Read More The Complete Guide to Aeroplan Stopovers: Add a Second Destination for Just 5,000 PointsContinue

  • Aeroplan Partners: Which Airlines You Can Book With Points

    Aeroplan Partners: Which Airlines You Can Book With Points

    See which Aeroplan partners you can book with points, which airline partners are worth it, and how to use your points for better premium flights.

    Read More Aeroplan Partners: Which Airlines You Can Book With PointsContinue

  • Air Miles vs Aeroplan: Blue Rewards Compared

    Air Miles vs Aeroplan: Blue Rewards Compared

    Air Miles vs Aeroplan explained honestly for Canadians. Learn which program is better for passive discounts, premium flights, and long-term travel rewards.

    Read More Air Miles vs Aeroplan: Blue Rewards ComparedContinue

Avion

RBC AVION STRATEGY, TRANSFERS, AND REDEMPTION INSIGHTS.

  • Avios vs. Avion Pricing: Why Zone-Based Charts Cost Less

    You’ve learned how to book Avios flights. You have points in both Avios and Avion accounts. Now the real question:…

    Read More Avios vs. Avion Pricing: Why Zone-Based Charts Cost LessContinue

  • Aeroplan vs. Avion: Which Program Fits Your Goals?

    Most Canadians who earn travel rewards end up confused between Aeroplan and Avion. Both programs claim to be Canada’s best…

    Read More Aeroplan vs. Avion: Which Program Fits Your Goals?Continue

  • RBC Avion to Avios Bonus Promotions: Is It Worth Transferring Now?

    RBC Avion to Avios Bonus Promotions: Is It Worth Transferring Now?

    Learn how to transfer Avion to Avios, when to wait for a 30 percent bonus, and how to book Qatar Airways business and first class with points.

    Read More RBC Avion to Avios Bonus Promotions: Is It Worth Transferring Now?Continue

  • How to Value Avion Points Before Redeeming (And Know When to Redeem Them)

    How to Value Avion Points Before Redeeming (And Know When to Redeem Them)

    Most Canadians waste RBC Avion points through the portal. Learn when to redeem directly vs transfer to Avios or AAdvantage for better flight value.

    Read More How to Value Avion Points Before Redeeming (And Know When to Redeem Them)Continue

  • RBC Avion to Avios (British Airways) Transfer: How to Convert Points and Book Premium Flights

    RBC Avion to Avios (British Airways) Transfer: How to Convert Points and Book Premium Flights

    Learn how to transfer Avion to Avios, when to wait for a 30 percent bonus, and how to book Qatar Airways business and first class with points.

    Read More RBC Avion to Avios (British Airways) Transfer: How to Convert Points and Book Premium FlightsContinue

American Express

AMEX CARDS, POINTS STRATEGY AND PREMIUM TRAVEL BENEFITS

  • 9 Best Travel Credit Cards in Canada: Choose by Travel Goal, Not by Hype

    9 Best Travel Credit Cards in Canada: Choose by Travel Goal, Not by Hype

    Looking for the best travel credit card in Canada? These are the cards I personally use, who each one is best for, and how to choose the right points.

    Read More 9 Best Travel Credit Cards in Canada: Choose by Travel Goal, Not by HypeContinue

TD Rewards

TD CARD STRATEGY, POINT VALUE AND REDEMPTION TACTICS

  • Is the TD First Class Travel Visa Infinite Worth It? (The Real Value Breakdown)

    The $139 annual fee on the TD First Class Travel Visa Infinite is worth it if you meet the welcome…

    Read More Is the TD First Class Travel Visa Infinite Worth It? (The Real Value Breakdown)Continue

  • How I Used TD Rewards for 6 Flights Without Paying Cash

    How I Used TD Rewards for 6 Flights Without Paying Cash

    I used TD Rewards points to cover over $2,000 in flights. Here’s how to redeem TD Rewards for flights, find cheap fares, and know when Aeroplan is better.

    Read More How I Used TD Rewards for 6 Flights Without Paying CashContinue

THE UPGRADE

Turn Your Points Into a Real Strategy

You’ve read the guides — now let’s map them to your cards, your points, and your next trip.
Book a free strategy call and leave with a clear plan

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MEET THE FOUNDER

Hi, I'm Jess!

I’m a financial wellness educator & travel rewards strategist helping Canadian and American women turn everyday spending into business class flights.

I have saved over $100,000 in travel, visited 20+ countries and I fly premium cabins without paying premium prices.

Click here to learn more

Want to fly business class too?

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  • About
  • Financial Literacy Workshop
  • Points Calculator
  • Points Strategy Call
  • Blog
    • Points and Miles
    • Travel
    • Financial Wellness